Sanibel Captiva Community Bank has announced the hiring of Sandy Inness as the bank’s residential loan operations manager. Inness will be based out of the bank’s 9311 College Parkway and 1533 Hendry St. offices. In her role, she will oversee the day-to-day operations of the residential loan operations department, ensuring smooth processing and delivery of mortgage loans. She will manage the bank’s loan coordinators and processers responsible for loan origination, underwriting, documentation and compliance, while also streamlining workflows to enhance efficiency.

Inness joins the bank with over 20 years of experience in residential loan processing, underwriting and management. She most recently served as a senior mortgage underwriter for a large regional bank. Throughout her extensive career, she has held various roles including mortgage processing manager, loan originator, mortgage processor and trainer. In her previous roles, she has been recognized as a top mortgage processor and honored for her exceptional customer service and leadership skills.

Founded in 2003, Sanibel Captiva Community Bank has eight locations open throughout Lee County. In Fort Myers, at the bank’s McGregor Branch, located at 15975 McGregor Blvd., the staff is operating out of a temporary mobile banking unit due to major flood damage to the existing building. Construction on the new building is underway and is expected to be completed in 2025. The bank recently purchased property on Fort Myers Beach for its ninth and newest location opening in 2026.

The bank is nationally ranked in the top 2% best-performing community banks by S&P Global Market Intelligence out of more than 4,400 banks with assets under $1 billion. It is well-capitalized and generates one of the highest returns on equity of all Florida banks. The bank employs more than 120 employees, and more than 60% are current shareholders. Since 2003, the bank has contributed well over $4.5 million to over 400 local, charitable causes and employees volunteer close to 1,000 hours annually.

Sanibel Captiva Community Bank’s team members provide customized individual and business banking services and specialize in residential and commercial lending. The bank offers personal and business checking, residential and commercial lending services, instant issue debit cards and a full array of digital banking products and services, including mobile banking apps, CardHub, online bill pay, Zelle®, Positive Pay and ACH Manager. To learn more, visit sancapbank.com.